The cash cover tells you the amount of cash the safe is designed to protect. You may see the terms cash rating, security rating, insurance rating or cash cover these all have the same meaning. The Jewellery cover tells you how much the safe is designed to protect for jewellery, watches or any other valuables. You may see the term valuables rating; this has the same meaning as jewellery cover.

To find the jewellery cover on a safe just times the cash cover on a safe by 10. Cash cover £4,000 times by 10 makes the jewellery cover £40,000. A £4,000 cash cover safe will let you keep up to £4,000 of cash or £40,000 of valuables. It can’t hold both for insurance purposes. Your option is to mix the value of cash (e.g. £2,000) and valuables (£20,000) to maintain the insurance limit.

If you are going through your insurance company your Insurance company will tell you what cash cover your safe will need to have depending on your cash or valuables that you would like to cover.